P C C U

Financial Solutions Designed for Our Members

Prosperity Cooperative Credit Union (PCCU) offers a comprehensive range of financial products and services carefully designed to meet the diverse needs of our members. Our offerings promote savings discipline, access to affordable credit, financial security, and long-term wealth creation.

Deposit Products

Our deposit products help members build capital, cultivate a strong savings culture, and plan for the future.

Daily Susu

A convenient daily fixed contribution scheme that helps members save small amounts consistently over a period of time.

Normal Savings

Flexible and secure regular savings designed to encourage consistent saving habits while providing easy access to funds when needed.

Shares

Shares form the foundation of long-term capital growth and qualify members for dividends and other benefits.

Fixed Deposit

A savings option that allows members to deposit funds for a fixed period and earn attractive interest at maturity.

Credit Products

PCCU provides affordable and member-friendly loan products to support personal, business, and economic growth needs.

Susu Advance

Advance payment to cover the contribution cycle

Overdraft

One month loan for emergency

Property Loan

Loan to buy property

Business Loan

Loan to do business

Agricultural Loan

Loan for farming and agri-businesses

SERVICES

Beyond financial products, PCCU provides value-added services aimed at improving the overall well-being of members.

Social Services

Supporting members in times of need

Financial Advice

Help members to understand money matters and make
appropriate decisions

DIVIDEND SHARING

Sharing Mode

Dividends are distributed based on individual shareholding.

Profit Distribution

At the end of each financial year, profits from PCCU’s operations are shared among members.

Duration

Dividend sharing is conducted annually.